Stamp Duty Calculator UK
Calculate Stamp Duty Land Tax for residential property in the UK.
Residential freehold / lease premium. Current GOV.UK SDLT bands.
Stamp Duty (SDLT) due
£4,750.00
Effective rate 1.61%
Tax due
£4,750.00
Effective rate
1.61%
Rates used
Standard rates
| Portion | Rate | Tax |
|---|---|---|
| £0.00 – £125,000.00 | 0% | £0.00 |
| £125,000.00 – £250,000.00 | 2% | £2,500.00 |
| £250,000.00 – £295,000.00 | 5% | £2,250.00 |
England & Northern Ireland residential SDLT. Standard bands: 0% to £125k, 2% to £250k, 5% to £925k, 10% to £1.5m, 12% above. First-time buyers: 0% to £300k and 5% to £500k (no relief over £500k). Additional dwellings usually +5%; non-UK residents usually +2%. Scotland (LBTT) and Wales (LTT) differ — confirm with HMRC or a solicitor.
In-depth explanation
Stamp Duty Land Tax (SDLT) is charged on residential property purchases in England and Northern Ireland on increasing portions of the price. This tool uses current standard bands, first-time buyer relief (up to £500,000), the additional dwellings +5% surcharge, and the non-UK resident +2% surcharge. Rates can change — treat results as a guide, not advice. Everything runs locally in your browser — your inputs are not uploaded to produce the result.
Buyers of property in England and Northern Ireland may owe SDLT above certain price thresholds. Scotland and Wales use different systems (LBTT and LTT). 0% up to £125,000, 2% from £125,001 to £250,000, 5% to £925,000, 10% to £1.5 million, and 12% above that. Additional properties usually add 5% to each band; non-UK residents usually add 2%.
If you and anyone buying with you are first-time buyers and the price is £500,000 or less, you pay 0% up to £300,000 and 5% from £300,001 to £500,000. Over £500,000, standard rates apply. Figures are approximate estimates for planning. Confirm with HMRC or a conveyancer before committing to a purchase. Use Stamp Duty Calculator UK for quick planning; confirm important money, tax, or health decisions with an official source or professional when needed.
SDLT is calculated in slices: only the part of the price inside each band is charged at that band’s rate. A small price increase can therefore add more tax than you expect if it crosses a threshold. First-time buyer relief, if it applies, replaces the standard lower bands up to £500,000 — it is not an extra discount on top of everything.
Scotland and Wales are not in this tool. Linked purchases, mixed-use property, and some company buyers use different rules. Read the longer guide on how stamp duty works in England, then confirm the figure with HMRC or your conveyancer before exchange.
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Frequently asked questions
Who pays Stamp Duty?
Buyers of property in England and Northern Ireland may owe SDLT above certain price thresholds. Scotland and Wales use different systems (LBTT and LTT).
What are the current standard residential rates?
0% up to £125,000, 2% from £125,001 to £250,000, 5% to £925,000, 10% to £1.5 million, and 12% above that. Additional properties usually add 5% to each band; non-UK residents usually add 2%.
Does first-time buyer relief apply?
If you and anyone buying with you are first-time buyers and the price is £500,000 or less, you pay 0% up to £300,000 and 5% from £300,001 to £500,000. Over £500,000, standard rates apply.
Is this official HMRC advice?
No. Figures are approximate estimates for planning. Confirm with HMRC or a conveyancer before committing to a purchase.
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