Terms of Use
Last updated: 18 July 2026
Using Utiio
Utiio provides free online tools for general information and planning. By using the site you agree to these terms.
No professional advice
Calculators and estimators are for guidance only. They are not financial, tax, legal, medical, or professional advice. Confirm important decisions with a qualified professional or official source.
Accuracy
We aim to keep tools accurate and up to date, but results may contain errors or become outdated when rules and rates change. Use outputs at your own risk.
Acceptable use
Do not misuse the site, attempt to disrupt service, scrape in a way that harms availability, or use tools for unlawful purposes.
Privacy
How we handle limited analytics and advertising is described in our Privacy Policy.
Changes
We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.